Incorrect reporting of late payments can also be a common issue. The slightest mistake can significantly impact your creditworthiness and should be disputed promptly.

Documents You Need to Dispute Your Experian Credit Report

To dispute your Experian credit report, start collecting documents to support your claim. Here are some documents you’ll need:

Personal Information
Government-issued ID (such as a driver’s license or passport)
Social Security card
Proof of Date of birth
Addresses for the past two years
A bank statement or utility bill with your home address on it as proof of address
Account Information
Relevant account numbers
Statements or records that reflect the correct information
Payment confirmations if they reflect on-time payments
Other Information
Legal documents for cases involving identity theft or fraud

Any correspondence that might support your dispute, this can include screen grans or screen prints of online confirmations from banks and creditors


If you don’t have enough legal knowledge or if you’re afraid that you’ll not be able to deal with a dispute experian credit report, reach out to a professional attorney for assistance during all the disputing process.